A Complete Lending Partner For Small Business Success

We're a single-source matchmaker for business lines of credit and working capital — connecting small and medium-sized American businesses to the lenders most likely to approve them. Soft pull. No application fee. Draw funds the day you need them.

What we match: Business Line of Credit• Term Loans• SBA 7(a)• SBA CAPLines• MCA• Working Capital• Expansion Capital• Payroll Financing• Equipment Finance
Serving Businesses Since 2023
85+ Vetted Lender Network
Soft Pull — No Credit Impact
256-bit SSL Secured
100% Human-Handled Calls

Business Is Complex. Financing Doesn't Have To Be.

We're a lender-match marketplace that partners with 85+ vetted business lenders to offer a seamless borrowing experience — more complete, more flexible, and more customized solutions to help small and medium-sized businesses grow and thrive.

Explore Our Products ›

Business Line of Credit

Term & SBA Loans

The Promises We Keep

Borrower reviews are coming soon — we just launched. Until then, here’s exactly what you can expect from us on day one.

Our Promise

Soft Pull. Never a Hard Inquiry.

You get a soft-pull credit tier estimate before any lender sees your file. Your credit score is never touched by anyone you didn’t specifically check off.

The MyBusiness LineOfCredit Promise
Our Promise

Per-Lender Consent, Not a Blanket.

Each lender you want contacting you gets its own box. You can approve one or all — your file never reaches the ones you leave unchecked. 2024 FCC compliant from day one.

The MyBusiness LineOfCredit Promise
Our Promise

A Real Human on Every Call.

A licensed funding specialist picks up every call during business hours. No chatbots. No “your call is important to us” routing menus. You get someone who knows your file.

The MyBusiness LineOfCredit Promise
Our Promise

Never Sold to a Data Broker.

Your business information stays with the specific lenders you approved. Not sold to brokers. Not sold to marketers. Not shared with any lender you didn’t check. Ever.

The MyBusiness LineOfCredit Promise
How We're Different

No Chatbots. No Bait-and-Switch. Just The Right Lender For Your Business.

We built MyBusiness LineOfCredit after years inside the lending industry — watching good small businesses get bounced to lenders that weren’t a fit for them. Every file we take is reviewed by a real human. Every call is picked up by someone who has actually funded businesses like yours.

See Our Products

You Talk To A Human

Every call is picked up by a licensed funding specialist with real deal experience. No chatbots, no routing menus, no “your call is important to us.” We know your name when you call back.

$

One File, Not Five

Fill out our pre-approval intake once. We route it to the right lenders. You never have to repeat yourself five times to five different reps while your deal gets colder by the day.

Match First, Blast Never

Our underwriting engine pre-scores your file before sharing it. Only the lenders likely to approve ever see your data — the rest never touch your file, your inbox, or your phone.

We Win When You Fund

Zero upfront fees. We earn only when the lender funds your deal — so we’re motivated to send you the best offer in the room, not the one with the highest commission for us.

We Help Create Growth And Opportunity

At MyBusiness Line, we partner closely with 85+ vetted business lenders to understand the borrowing needs of small businesses and surface innovative capital solutions that drive results — today and tomorrow.

Young cafe owner standing proudly in her coffee shop
Pre-Approval Intake

Match With The Right Lender

One form. Soft credit pull. Your bank data. We underwrite the package — then route it only to the lenders you specifically pick.

Step 1 of 5 — Your business

Tell us about your business

What are you looking for?

Your soft-offer range is built from your bank statements in Step 4 plus the soft credit pull you authorize in Step 3. No credit impact — nothing hits your FICO.

Owner info & soft credit pull

We run a soft credit pull — it does not impact your credit score and is never shared with any lender until you specifically choose which ones can see your file in Step 5.

Soft Credit Pull Authorization By signing below, I authorize MyBusiness LineOfCredit (operated by Sanctuary Capital Solutions LLC) and its credit reporting partners to:
  • Obtain a soft inquiry on my personal credit report
  • Use the result solely to pre-qualify me for business financing
  • Share my pre-qualification result only with the specific lenders I check in Step 5
A soft inquiry does not affect your credit score.
Your typed name has the same legal effect as a handwritten signature (E-SIGN Act, 15 USC §7001).

Share your bank data

We underwrite your file against your main revenue account — 4 months of history. This is the data our engine uses to size your soft offer, flag existing MCA positions, and screen for fraud before any lender ever sees your file.

Connect Your Bank Securely

Powered by Plaid — the same bank-connect technology used by Venmo, Chime, and Robinhood. Read-only access. Credentials are never stored by us.

Instant underwriting activates once your bank connects.

Encrypted The Moment You Submit
Your bank data never leaves our encrypted channel.
End-to-end encrypted256-bit SSL in transit, encrypted at rest.
GLBA-compliant handlingSame federal standards banks use.
Only approved lenders see itNever sold to brokers or lenders you didn't approve.
Delete anytimeEmail info@mybusinesslineofcredit.com — purged in 24 hrs.

Pick your lenders

Check the box next to each lender you want to receive offers from. Each one requires its own consent (per 2024 FCC one-to-one consent rule). Uncheck any you don't want contacting you.

AF
American Funding Services ★ Preferred Partner
$500K–$5M10%–14% APR · Secured LOC
AC
ACE Funding LLC
$250K–$2M13%–17% APR · Revolving LOC
SB
Smart Business Funding
$100K–$500K15%–19% APR · Unsecured LOC
DF
Dash Funding
$50K–$250K17%–22% APR · Short-Term LOC
Bank-level security. Your file is 256-bit encrypted end-to-end. Only the lenders you specifically checked above will see your data — never sold to brokers, marketers, or any lender you didn't approve. If we add a new lender that fits your profile, we'll ask for your consent before sharing anything.

By clicking Send My File, you confirm the information provided is accurate and agree to our Privacy Policy, Terms, and TCPA Consent.

File Received — Underwriting Started

Your packaged file (soft credit pull + bank data) is now in our underwriting queue. We'll come back to the email you provided within 2–4 business hours with your soft offer and route your file to the lenders you approved. Keep an eye on your inbox and texts.

What You Get

One form, 85+ lenders

We match you with the lenders most likely to approve — never a shotgun blast to the whole network.

Soft pull — no credit impact

We run a soft inquiry on your authorization. It does not touch your FICO. Only the lenders you check off ever see the result.

Underwritten before lenders see it

We scan your bank data for revenue, existing MCA positions, and fraud flags, then package it for lenders. They can close you — not re-chase you for docs.

You pick the lender

Soft offer comes back for your review. You choose which lenders can contact you — per-lender, not blanket.

Bank-level security

256-bit encryption end-to-end. GLBA-compliant handling. We never sell your data to brokers or any lender you didn't approve.

Disclosures. MyBusiness LineOfCredit is a lender-match marketing service, not a lender or broker. We do not make lending decisions or extend credit. Rate ranges, loan amounts, credit tiers, and APR estimates shown anywhere on this site are illustrative examples; your actual rate and terms depend on each lender’s underwriting of your file. We may receive compensation from partner lenders when they fund your deal — this does not change the lender you are matched with. All approvals are subject to full lender review of business documentation and personal credit. Soft-pull estimates do not affect your credit score. Equal Opportunity. We route files to lenders without regard to race, color, religion, national origin, sex, marital status, age, or any other legally protected characteristic. For California residents, see our CCPA Notice. For TCPA consent terms, see TCPA Consent.